Computer “All Risks” insurance provides cover for loss of or damage to your computer equipment/systems, including electronic data processing installations such as hard disk drives, disks, tapes, cards etc.  Portable media such as laptops, tablets, smart phones etc can also be included under the policy. 

​

The policy provides cover for replacement of the computer equipment/system itself, as well as reinstatement of lost data back onto the replacement computer system.  Increased costs incurred to keep the business operating as a result of the lost equipment/data, e.g. hiring in temporary computer systems, is also provided by a Computer “All Risks” policy.