If you transport goods as part of your business, they could be liable to loss, damage or theft.  

Simply put, goods in transit insurance provides cover for the goods or products your business transports from one location to another as part of its trading operations.

It could only take an emergency stop in a vehicle to send tens of thousands of pounds worth of products tumbling into each other and causing irreparable damage.  Or the security of your vehicle might be compromised while goods are transported between destinations, with items stolen as a result.

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Goods in transit insurance is specifically designed to cover you in events of this nature (subject to limitations). You need this cover in addition to your standard commercial vehicle insurance policy, which will not cover the items you transport, only your legal obligations for the vehicles on the road.